Private Credit
Structured Growth Capital for Ambitious SMEs
Through a partnership with the NetCredit fund, we deploy structured growth capital into NZ SMEs. Our approach is tailored and relationship-based. We assess the underlying strength of your business profile, not just last quarter's numbers.
The NetCredit Unit Trust is managed by Net Funds Nominee Limited (FSP1009920), a registered financial services provider under the Financial Services Amendment Act 2010.
Working Capital Facilities
Flexible structures such as trade finance, invoice finance, and revolving facilities that align with your business cycle. Unlike rigid bank overdrafts, our approach is tailored and relationship-based. We assess the underlying strength of your receivables and overall business profile, not just last quarter's numbers.
Suited For
- Seasonal businesses
- High-growth SMEs with strong receivables
- Businesses constrained by slow debtor payments
Term Loans
Term debt for established businesses planning to scale operations, invest in major assets, or execute long-term growth strategies. Typically structured with fixed terms of 12–36 months, with options for interest-only periods, bullet repayments, or stepped drawdowns.
Suited For
- Asset-heavy businesses
- Regional expansion
- Strategic capex investment
Forward Revenue Finance
Advanced funding for businesses with contracted or subscription-based income — SaaS, technology, B2B services. We assess your ARR, customer quality, churn risk, and contract strength, then advance capital based on a discounted value of that future income.
Suited For
- SaaS companies
- B2B subscription businesses
- Contracted service providers
Acquisition Finance
Structured debt for M&A transactions, management buyouts, succession plans, or consolidation strategies. We support transactions from $1M–$10M+, with options for deferred repayments, vendor finance layering, and earn-out-linked structures.
Suited For
- Business acquisitions
- Management buyouts
- Succession & roll-up strategies
Looking for growth capital?
Tell us about your business and we'll explore what structure works best for you.